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<\/h3>\nYesterday, October 25, 2025, Mohammad Bagher Ghalibaf<\/a>, the speaker of the clerical regime’s parliament, described the dissolution of Ayandeh Bank as “a great success for the country’s decision-making and governance system,” which would not have been possible without the “concern” of Ebrahim Raisi and Masoud Pezeshkian<\/a>, the “approvals” of the 11th parliament, the “cooperation” of the Judiciary chief and his deputies, and the “diligence” of the Central Bank governor. This is a ridiculous charade staged by the union of the greatest thieves in Iran’s history who, fearing public outrage, seek to create a smokescreen over the true source of the grand theft\u2014namely Ali Khamenei and the IRGC\u2014by dissolving this bank.<\/p>\n This comes as Simay-e Azadi (Iran National Television), on February 21, 2024, published six internal regime documents, leaving no doubt that the regime’s leaders, including Ghalibaf, had been aware of the details of this grand theft for years. These documents reveal just a fraction of the systematic and institutionalized corruption within the entire regime that has pushed the country’s economy to the brink of collapse. The ultimate solution to end systemic and large-scale corruption is the overthrow of this religious dictatorship and the establishment of democracy and popular sovereignty.<\/p>\n Document 1:<\/strong> A ” Secret, Very Urgent” letter from the head of the Majlis Research Center to Ghalibaf regarding “the unhealthy situation of Ayandeh Bank and the need for a solution,” dated December 21, 2022. This document states:<\/p>\n “Granting facilities to the bank’s main shareholder companies, as well as providing facilities to the Iran Mall mega-project, and paying very high-interest rates to depositors with the aim of becoming a ‘Too Big to Fail’ credit institution, has led to an accumulated loss of 90 trillion tomans for Ayandeh Bank in the first half of the Persian year 1401 (2022), which is equivalent to 56 times its registered capital of 1.6 trillion tomans. The bank’s capital adequacy ratio in the first half of 1401 was negative 150 percent (the regulatory standard is a minimum of +8 percent), and its shareholders’ equity was negative 89 trillion tomans in the first six months of 1401. Central Bank reports show that the company owning Iran Mall received facilities from Ayandeh Bank 1,062 times over the legal limit for related-party lending, and the bank’s claims from its own mega-project reached 51 trillion tomans by the end of the Persian year 1400 (March 2022).”<\/p>\n The letter, noting that Ayandeh Bank conceals its losses, adds: “It seems that taking immediate (disciplinary and judicial) actions to stop the trend of indiscipline at Ayandeh Bank and other similar banks is necessary… In this regard, your excellency’s attention and follow-up to stop the indiscipline of unhealthy banks seems to be an undeniable necessity.”<\/p>\n Document 2:<\/strong> An “Urgent, Secret” letter from Javad Shoushtari, “Advisor and Head of the Parliament Speaker’s Office,” to Pour-Ebrahimi Davaran, Chairman of the Majlis Economic Committee, dated December 24, 2022. In this letter, the Majlis Research Center’s report on Ayandeh Bank is sent to Pour-Ebrahimi on behalf of Ghalibaf, stating: “Review this report and reflect \u00a0and investigate the latest status.”<\/p>\n Document 3:<\/strong> A “Top Secret, Very Urgent” report from the Majlis Research Center about Ayandeh Bank. This report specifies that “by the end of Khordad 1402 (June 2023), Ayandeh Bank had registered an overdraft of 80 trillion tomans from the Central Bank, indicating a high liquidity risk in the bank’s asset portfolio,” and “130 trillion tomans of the outstanding granted facilities and claims from non-governmental persons are of doubtful collection.” The document adds, “Other operating and non-operating incomes have increased 165-fold compared to last year… The continuation of the bank’s activities will yield nothing but an increase in the accumulated loss.” The document further states, “In the four areas of macro facilities and commitments, related-party facilities and commitments, investments, and the net fixed assets ratio, the bank’s performance is severely beyond regulatory limits… Macro facilities and commitments are approximately 220 trillion tomans, related-party facilities and commitments are 109 trillion tomans, investments are 88 trillion tomans, and the net fixed assets ratio has reached negative 1.8 percent.” The report concludes: “The condition of Ayandeh Bank is extremely critical and requires fundamental solutions.”<\/p>\n\n\t\t![\"\"](\"https:\/\/www.ncr-iran.org\/en\/wp-content\/uploads\/2025\/10\/Doc-2-225x300.jpg\")
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